:root{
    --bordo:#5C1A1A;
    --bordo-esc:#3D1010;
    --bordo-clr:#7A2525;
    --dourado:#C9A84C;
    --dourado-clr:#E8CB7A;
    --dourado-sve:#F5E8C0;
    --creme:#FDF8F0;
    --branco:#FFFFFF;
    --texto:#2A1A1A;
    --texto-sve:#5A4545;
    --linha:rgba(201,168,76,.25);
  }
  *,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
  body{
    font-family:'Lato',-apple-system,BlinkMacSystemFont,sans-serif;
    color:var(--texto);
    background:var(--creme);
    font-size:17px;
    line-height:1.65;
    font-weight:400;
    overflow-x:hidden;
  }
  h1,h2,h3,h4,h5{
    font-family:'Cormorant Garamond',Georgia,serif;
    font-weight:600;
    color:var(--bordo-esc);
    line-height:1.15;
    letter-spacing:-.01em;
  }
  a{color:var(--bordo);text-decoration:none;transition:color .2s}
  a:hover{color:var(--dourado)}
  img{max-width:100%;display:block}
  .container{max-width:1180px;margin:0 auto;padding:0 24px}

  /* ============ HEADER ============ */
  header{
    background:var(--bordo-esc);
    padding:14px 0;
    position:sticky;top:0;z-index:100;
    box-shadow:0 2px 20px rgba(0,0,0,.15);
    border-bottom:1px solid rgba(201,168,76,.2);
  }
  header .container{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:24px;
  }
  .brand{display:flex;align-items:center;gap:14px}
  .brand img{height:60px;width:auto}
  .brand-txt{display:flex;flex-direction:column;line-height:1.1}
  .brand-txt .name{font-family:'Cormorant Garamond',serif;color:var(--dourado-clr);font-size:1.1rem;font-weight:600;letter-spacing:.02em}
  .brand-txt .sub{color:var(--dourado-sve);font-size:.72rem;letter-spacing:.15em;text-transform:uppercase;opacity:.85}
  .nav-cta{
    display:inline-flex;
    align-items:center;
    gap:8px;
    background:var(--dourado);
    color:var(--bordo-esc);
    padding:11px 22px;
    border-radius:2px;
    font-weight:700;
    font-size:.88rem;
    letter-spacing:.03em;
    text-transform:uppercase;
    border:1px solid var(--dourado);
    transition:all .25s;
  }
  .nav-cta:hover{background:transparent;color:var(--dourado);border-color:var(--dourado)}
  .nav-cta svg{width:16px;height:16px}

  /* ============ HERO ============ */
  .hero{
    background:linear-gradient(135deg,var(--bordo-esc) 0%,var(--bordo) 55%,var(--bordo-clr) 100%);
    padding:80px 0 90px;
    position:relative;
    overflow:hidden;
  }
  .hero::before{
    content:"";position:absolute;inset:0;
    background:radial-gradient(ellipse at top right,rgba(201,168,76,.12),transparent 60%);
    pointer-events:none;
  }
  .hero .container{
    display:grid;
    grid-template-columns:1.35fr 1fr;
    gap:60px;
    align-items:center;
    position:relative;
    z-index:1;
  }
  .hero-content .kicker{
    display:inline-block;
    color:var(--dourado-clr);
    font-size:.78rem;
    letter-spacing:.25em;
    text-transform:uppercase;
    font-weight:500;
    margin-bottom:20px;
    padding-bottom:12px;
    border-bottom:1px solid var(--dourado);
  }
  .hero h1{
    color:var(--creme);
    font-size:clamp(2.2rem,4.5vw,3.5rem);
    font-weight:500;
    margin-bottom:22px;
    line-height:1.1;
  }
  .hero h1 em{
    color:var(--dourado-clr);
    font-style:italic;
    font-weight:400;
  }
  .hero .sub{
    color:var(--dourado-sve);
    font-size:1.12rem;
    line-height:1.6;
    margin-bottom:36px;
    max-width:540px;
    font-weight:300;
  }
  .cta-row{display:flex;flex-wrap:wrap;gap:16px;align-items:center;margin-bottom:22px}
  .btn-primary{
    display:inline-flex;
    align-items:center;
    gap:10px;
    background:var(--dourado);
    color:var(--bordo-esc);
    padding:17px 32px;
    border-radius:2px;
    font-weight:700;
    font-size:.95rem;
    letter-spacing:.05em;
    text-transform:uppercase;
    border:1.5px solid var(--dourado);
    transition:all .25s;
    box-shadow:0 4px 20px rgba(201,168,76,.25);
  }
  .btn-primary:hover{
    background:transparent;
    color:var(--dourado);
    transform:translateY(-2px);
    box-shadow:0 6px 24px rgba(201,168,76,.35);
  }
  .btn-primary svg{width:20px;height:20px}
  .btn-secondary{
    display:inline-flex;align-items:center;gap:10px;
    color:var(--dourado-clr);
    padding:17px 26px;
    border:1.5px solid rgba(232,203,122,.4);
    border-radius:2px;
    font-weight:500;
    font-size:.9rem;
    letter-spacing:.05em;
    text-transform:uppercase;
    transition:all .25s;
  }
  .btn-secondary:hover{border-color:var(--dourado-clr);color:var(--branco);background:rgba(201,168,76,.08)}
  .hero-micro{color:var(--dourado-sve);font-size:.85rem;opacity:.85;font-weight:300}

  .hero-photo{
    position:relative;
    justify-self:end;
    max-width:400px;
  }
  .hero-photo::before{
    content:"";
    position:absolute;
    top:20px;left:20px;right:-15px;bottom:-15px;
    border:1.5px solid var(--dourado);
    border-radius:2px;
    z-index:0;
  }
  .hero-photo img{
    width:100%;
    border-radius:2px;
    position:relative;
    z-index:1;
    box-shadow:0 30px 60px rgba(0,0,0,.45);
  }

  /* ============ SECTIONS ============ */
  section{padding:80px 0}
  .section-title{
    text-align:center;
    margin-bottom:16px;
    font-size:clamp(1.8rem,3.2vw,2.6rem);
  }
  .section-kicker{
    text-align:center;
    color:var(--dourado);
    font-size:.78rem;
    letter-spacing:.28em;
    text-transform:uppercase;
    font-weight:600;
    margin-bottom:14px;
  }
  .section-lead{
    text-align:center;
    max-width:720px;
    margin:0 auto 48px;
    color:var(--texto-sve);
    font-size:1.05rem;
  }
  .divider{
    width:60px;
    height:2px;
    background:var(--dourado);
    margin:0 auto 40px;
  }

  /* ============ DOR ============ */
  .dor{background:var(--branco);position:relative}
  .dor::before{
    content:"";
    position:absolute;top:0;left:0;right:0;
    height:1px;
    background:linear-gradient(90deg,transparent,var(--dourado),transparent);
  }
  .dor-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(300px,1fr));
    gap:22px;
    max-width:1000px;
    margin:0 auto;
  }
  .dor-item{
    background:var(--creme);
    padding:26px 28px;
    border-left:3px solid var(--dourado);
    border-radius:2px;
    transition:transform .25s,box-shadow .25s;
  }
  .dor-item:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(92,26,26,.08)}
  .dor-item p{color:var(--texto);font-size:.98rem;line-height:1.55}

  /* ============ MODELO PREVIDENCIÁRIO FIUZA ============ */
  .modelo{
    background:linear-gradient(180deg,var(--creme) 0%,#F7EFDF 100%);
    position:relative;
  }
  .modelo-header{text-align:center;margin-bottom:60px}
  .modelo-header h2 em{color:var(--bordo);font-style:italic}
  .modelo-steps{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
    gap:24px;
    max-width:1150px;
    margin:0 auto;
  }
  .step{
    background:var(--branco);
    padding:34px 26px;
    border-radius:2px;
    border-top:3px solid var(--dourado);
    box-shadow:0 4px 20px rgba(92,26,26,.06);
    position:relative;
    transition:transform .3s,box-shadow .3s;
  }
  .step:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(92,26,26,.12)}
  .step-num{
    font-family:'Cormorant Garamond',serif;
    font-size:2.6rem;
    font-weight:600;
    color:var(--dourado);
    line-height:1;
    margin-bottom:14px;
    display:block;
  }
  .step h3{font-size:1.25rem;margin-bottom:12px;color:var(--bordo-esc)}
  .step p{color:var(--texto-sve);font-size:.95rem;line-height:1.6}
  .modelo-conclusao{
    margin-top:60px;
    text-align:center;
    padding:36px;
    background:var(--branco);
    border:1px solid var(--linha);
    border-radius:2px;
    max-width:820px;
    margin-left:auto;
    margin-right:auto;
  }
  .modelo-conclusao p{
    font-family:'Cormorant Garamond',serif;
    font-size:1.4rem;
    font-style:italic;
    color:var(--bordo-esc);
    line-height:1.45;
  }

  /* ============ ÁREAS DE ATUAÇÃO ============ */
  .areas{background:var(--branco)}
  .areas-grid{
    display:grid;
    grid-template-columns:repeat(auto-fill,minmax(280px,1fr));
    gap:20px;
    max-width:1150px;
    margin:0 auto;
  }
  .area-card{
    background:var(--creme);
    padding:28px 26px;
    border-radius:2px;
    border:1px solid var(--linha);
    transition:all .3s;
    display:flex;
    flex-direction:column;
    gap:12px;
  }
  .area-card:hover{
    background:var(--branco);
    border-color:var(--dourado);
    transform:translateY(-3px);
    box-shadow:0 12px 28px rgba(92,26,26,.1);
  }
  .area-icon{
    width:44px;height:44px;
    display:flex;align-items:center;justify-content:center;
    background:var(--bordo);color:var(--dourado);
    border-radius:2px;
    margin-bottom:6px;
  }
  .area-icon svg{width:22px;height:22px}
  .area-card h3{font-size:1.15rem;color:var(--bordo-esc);line-height:1.25}
  .area-card p{color:var(--texto-sve);font-size:.92rem;line-height:1.55}

  /* ============ SOBRE ============ */
  .sobre{
    background:linear-gradient(135deg,var(--bordo-esc),var(--bordo));
    color:var(--creme);
    position:relative;
  }
  .sobre h2{color:var(--dourado-clr)}
  .sobre .container{
    display:grid;
    grid-template-columns:1fr 1.4fr;
    gap:60px;
    align-items:center;
  }
  .sobre-txt .section-kicker{text-align:left;color:var(--dourado)}
  .sobre-txt h2{text-align:left;margin-bottom:24px}
  .sobre-txt .divider{margin:0 0 26px}
  .sobre-txt p{color:var(--dourado-sve);margin-bottom:18px;font-size:1.02rem;line-height:1.7;font-weight:300}
  .credenciais{
    margin-top:32px;
    padding-top:26px;
    border-top:1px solid rgba(201,168,76,.25);
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:20px;
  }
  .credencial-item{display:flex;flex-direction:column}
  .credencial-label{color:var(--dourado);font-size:.7rem;text-transform:uppercase;letter-spacing:.2em;margin-bottom:6px}
  .credencial-value{color:var(--creme);font-family:'Cormorant Garamond',serif;font-size:1.15rem;font-weight:500}
  .sobre-foto{
    position:relative;
    max-width:380px;
    justify-self:center;
  }
  .sobre-foto::before{
    content:"";
    position:absolute;
    top:-15px;right:-15px;bottom:15px;left:15px;
    border:1px solid var(--dourado);
    border-radius:2px;
    z-index:0;
  }
  .sobre-foto img{
    width:100%;
    border-radius:2px;
    position:relative;
    z-index:1;
    box-shadow:0 20px 50px rgba(0,0,0,.4);
    filter:brightness(1.02) contrast(1.02);
  }

  /* ============ COMPROMISSO ============ */
  .compromisso{background:var(--creme)}
  .compromisso-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
    gap:24px;
    max-width:1050px;
    margin:0 auto;
  }
  .compr-item{
    text-align:center;
    padding:32px 24px;
    background:var(--branco);
    border-radius:2px;
    border-top:2px solid var(--dourado);
  }
  .compr-icon{
    display:inline-flex;align-items:center;justify-content:center;
    width:56px;height:56px;
    background:var(--bordo);color:var(--dourado);
    border-radius:50%;
    margin-bottom:18px;
  }
  .compr-icon svg{width:26px;height:26px}
  .compr-item h3{font-size:1.18rem;margin-bottom:10px}
  .compr-item p{color:var(--texto-sve);font-size:.93rem;line-height:1.55}

  /* ============ PRAZOS (URGÊNCIA ÉTICA) ============ */
  .prazos{
    background:var(--bordo-esc);
    color:var(--creme);
    padding:70px 0;
  }
  .prazos h2{color:var(--dourado-clr);text-align:center}
  .prazos-lead{text-align:center;color:var(--dourado-sve);max-width:720px;margin:0 auto 44px;font-weight:300}
  .prazos-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
    gap:20px;
    max-width:1050px;
    margin:0 auto;
  }
  .prazo-card{
    background:rgba(201,168,76,.06);
    border:1px solid rgba(201,168,76,.25);
    padding:24px;
    border-radius:2px;
  }
  .prazo-num{
    font-family:'Cormorant Garamond',serif;
    color:var(--dourado);
    font-size:2.2rem;
    font-weight:600;
    line-height:1;
    display:block;
    margin-bottom:8px;
  }
  .prazo-card h4{color:var(--dourado-clr);font-size:1.02rem;margin-bottom:6px;font-family:'Lato',sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.05em}
  .prazo-card p{color:var(--dourado-sve);font-size:.9rem;line-height:1.55;font-weight:300}

  /* ============ FAQ ============ */
  .faq{background:var(--creme)}
  .faq-list{max-width:820px;margin:0 auto}
  .faq-item{
    background:var(--branco);
    border:1px solid var(--linha);
    border-radius:2px;
    margin-bottom:12px;
    overflow:hidden;
    transition:border-color .25s;
  }
  .faq-item:hover{border-color:var(--dourado)}
  .faq-item summary{
    padding:22px 26px;
    cursor:pointer;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:18px;
    font-family:'Cormorant Garamond',serif;
    font-size:1.2rem;
    font-weight:600;
    color:var(--bordo-esc);
    list-style:none;
    user-select:none;
  }
  .faq-item summary::-webkit-details-marker{display:none}
  .faq-item summary::after{
    content:"+";
    color:var(--dourado);
    font-size:1.8rem;
    font-weight:400;
    line-height:0;
    transition:transform .3s;
    flex-shrink:0;
  }
  .faq-item[open] summary::after{transform:rotate(45deg)}
  .faq-item[open] summary{border-bottom:1px solid var(--linha);padding-bottom:18px}
  .faq-answer{
    padding:20px 26px 26px;
    color:var(--texto);
    font-size:.98rem;
    line-height:1.7;
  }
  .faq-answer strong{color:var(--bordo)}

  /* ============ CTA FINAL ============ */
  .cta-final{
    background:linear-gradient(135deg,var(--bordo) 0%,var(--bordo-esc) 100%);
    padding:90px 0;
    position:relative;
    overflow:hidden;
  }
  .cta-final::before{
    content:"";
    position:absolute;
    inset:0;
    background:radial-gradient(circle at 20% 30%,rgba(201,168,76,.15),transparent 55%);
  }
  .cta-final .container{position:relative;z-index:1;text-align:center;max-width:820px}
  .cta-final h2{
    color:var(--creme);
    font-size:clamp(1.9rem,3.5vw,2.8rem);
    margin-bottom:20px;
    line-height:1.2;
  }
  .cta-final h2 em{color:var(--dourado-clr);font-style:italic}
  .cta-final p{
    color:var(--dourado-sve);
    font-size:1.1rem;
    margin-bottom:40px;
    line-height:1.7;
    font-weight:300;
  }
  .cta-final .btn-primary{padding:20px 42px;font-size:1rem}
  .cta-final-info{
    margin-top:30px;
    color:var(--dourado-sve);
    font-size:.88rem;
    font-weight:300;
    letter-spacing:.04em;
  }

  /* ============ FOOTER ============ */
  footer{
    background:#1F0808;
    color:var(--dourado-sve);
    padding:60px 0 30px;
    font-size:.9rem;
  }
  footer a{color:var(--dourado-sve)}
  footer a:hover{color:var(--dourado-clr)}
  .footer-grid{
    display:grid;
    grid-template-columns:1.4fr 1fr 1fr;
    gap:50px;
    padding-bottom:36px;
    border-bottom:1px solid rgba(201,168,76,.15);
    margin-bottom:26px;
  }
  .footer-brand img{height:52px;margin-bottom:16px}
  .footer-brand p{font-size:.85rem;line-height:1.6;opacity:.8;font-weight:300}
  .footer-col h4{
    color:var(--dourado);
    font-family:'Lato',sans-serif;
    font-size:.78rem;
    letter-spacing:.2em;
    text-transform:uppercase;
    margin-bottom:16px;
    font-weight:700;
  }
  .footer-col p,.footer-col a{
    display:block;
    font-size:.88rem;
    line-height:1.7;
    margin-bottom:4px;
  }
  .footer-legal{
    text-align:center;
    font-size:.78rem;
    opacity:.7;
    line-height:1.7;
    max-width:900px;
    margin:0 auto;
    font-weight:300;
  }
  .footer-legal strong{color:var(--dourado-clr)}

  /* WhatsApp float */
  .wa-float{
    position:fixed;
    bottom:24px;right:24px;
    width:60px;height:60px;
    background:#25D366;
    border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    box-shadow:0 6px 24px rgba(37,211,102,.4);
    z-index:99;
    transition:transform .25s,box-shadow .25s;
  }
  .wa-float:hover{transform:scale(1.08);box-shadow:0 10px 32px rgba(37,211,102,.5)}
  .wa-float svg{width:32px;height:32px;fill:white}

  /* ============ RESPONSIVE ============ */
  @media (max-width:900px){
    .hero{padding:60px 0 70px}
    .hero .container{grid-template-columns:1fr;gap:50px;text-align:center}
    .hero-content .kicker{display:inline-block}
    .hero .sub{margin-left:auto;margin-right:auto}
    .cta-row{justify-content:center}
    .hero-photo{max-width:280px;justify-self:center}
    .sobre .container{grid-template-columns:1fr;gap:40px}
    .sobre-txt .section-kicker,.sobre-txt h2{text-align:center}
    .sobre-txt .divider{margin:0 auto 26px}
    .sobre-txt p{text-align:center}
    .credenciais{grid-template-columns:1fr;text-align:center}
    .sobre-foto{max-width:280px}
    .footer-grid{grid-template-columns:1fr;gap:32px;text-align:center}
    .footer-brand img{margin-left:auto;margin-right:auto}
    section{padding:60px 0}
    .brand-txt{display:none}
    .brand img{height:48px}
    .nav-cta{padding:9px 16px;font-size:.75rem}
  }
  @media (max-width:520px){
    body{font-size:16px}
    .container{padding:0 18px}
    .nav-cta span{display:none}
    .btn-primary,.btn-secondary{width:100%;justify-content:center}
    .wa-float{width:54px;height:54px;bottom:18px;right:18px}
    .wa-float svg{width:28px;height:28px}
  }